There are many very compelling reasons to purchase travel insurance in the UK. Take all of these into consideration when booking your trip in order to determine whether or not travel insurance is right for you. If something happens and you have to cut your trip short or cancel it altogether, the nonrefundable part of your reservation, as well as other fees, will be covered.

If you or a traveling companion suffers from a medical condition, travel health insurance is a smart move in case medical attention is required during your vacation. In the event that your bags are lost – prescriptions still inside – travel insurance can work to get your prescription filled in a foreign country. If your wallet is stolen, along with your passport, you can be in quite a bind. Good travel insurance will let you get access to emergency funds and to more easily get a temporary passport.


Airlines sometimes go bankrupt; if yours does, do not lose out on the nonrefundable parts of your reservation; use travel insurance to have everything reimbursed to you. If you become seriously ill or injured in a foreign country, a medical evacuation may be in order. Travel insurance can make this easy to arrange, protecting your health and well being. With travel insurance, a cancelled flight doesn’t have to ruin your trip or cost you a lot of money; both can be covered easily.

These are the new definitions in the ‘Meaning of words’ section of the certificate of insurance for the Travel Insurance Policy, UK in the key facts document.

Family: It shall mean parents or grandparents up to a maximum of two adults and their Children or grandchildren. Cover for families shall apply where the appropriate premium has been paid and where the Family members travel together. Adults insured on an annual multi-trip policy are entitled to travel independently of each other. Cover for Children will only be provided if traveling with an insured adult and all travelers are named on the policy schedule.


Children/Grandchildren: Are defined as persons aged up to and including 17 years of age. The maximum age of any insured person will be 74, at the date of payment of your premium. For Winter sports the maximum age of any insured person within Europe shall be 69, and outside Europe will be 64, at the date of payment of your premium. Children/Grandchildren are separately defined.

Family Policies: Family policies provide cover in respect of a maximum two parents or grandparents and their children or grandchildren. Cover for families shall apply where the appropriate premium has been paid and where the Family members travel together. Adults insured on an annual multi-trip policy are entitled to travel independently of each other. Cover for Children/Grandchildren will only is provided if traveling with an insured adult and all travelers are named on the policy schedule.