You are likely to be offered PPI by the company when you take out a mortgage or other loan or credit agreement, but you do not have to buy it from them. You can buy it yourself separately from insurance brokers, including over the internet; shop around to get the best deal for you; and [...]

Harassment by debt collectors of lenders is turning out to be such a problem that many people are reporting instances to the government and applying for help. Many activities could count as harassment. It is important to note that anything done by a person, who is reasonable when trying to recover a debt, is not [...]