Self-certification mortgages are designed for people with irregular incomes who cannot verify their full incomes with documentary evidence. This type of home loan product is popular with the self-employed and employed people working on commission and bonus structures that cannot accurately predict their future earnings and cannot provide solid proof of past earnings.
It is not [...]

Mortgages are basically home loans. Wide verities of home loans are available in the market with different schemes. Offset mortgages are one of the popular mortgages which use the interest earned from your savings accounts and current accounts against your mortgage interest, thus dipping your overall mortgage repayments.

It means that your mortgage account runs alongside [...]